Arizona Bankruptcy Stats – New Filings Down In Phoenix

Arizona bankruptcy filings of new Chapter 7 liquidations, Chapter 11 reorganizations, and Chapter 13 repayment plans are down from a year ago in all three court locations – in Phoenix, Tucson, and Yuma.   I decided to take a look at the frequency of new bankruptcy filings in Phoenix, Arizona, to determine whether there are any notable trends worth reporting….

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5 Shockingly Stupid Ways to Pay Off Debt

The stress of being deeply in debt can cause smart people to make foolish decisions – but you don’t have to. Are you feeling trapped by your financial struggles? Discover the five worst ways to pay off debt, and learn where to find real help towards a brighter future. #1. Credit Card Balance Transfers When you have credit card debt,…

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8 Proven Strategies to Ditch Your Debt Collectors’ Constant Calls and Gain the Upper Hand

Being hounded by calls from debt collectors is stressful, but you can turn the tables on them with these eight proven strategies. Aggressive debt collectors can scare and intimidate you with relentless calls. Even worse, they can make you feel out of control. But this is your life, and you ARE in control. Learn how to gain the upper hand…

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Bankruptcy and Student Loan Debt: What You Need to Know

Bankruptcy is a positive change in many people’s lives, a turning point when they begin a path to a new financial future and get rid of burdensome debt. Filing for bankruptcy can discharge debts from credit cards, car loans, and unpaid medical bills. But there’s one type of debt that is notoriously difficult to get rid of: Student Loans. Why…

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You Could Be Bankrupt Overnight – Is Declaring Bankruptcy a Good Idea?

Medical bills. Credit card debt. Divorce. Life happens. You wake up one day and your financial struggles have multiplied overnight. You’re in over your head, and you know that you need help. Could declaring bankruptcy be the answer? Learn the laws, discover your options, and find out whether declaring bankruptcy could be the right choice for you. Educate yourself about…

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Foreclosures in Arizona: What You Need to Know

Are you having trouble making your mortgage payments? Are you worried that the bank might foreclose on your home – but aren’t really sure how the foreclosure process even works? Every state has different laws and regulations, and there are a few things to know about foreclosures in Arizona. Title Theory & Deed of Trust Arizona is a Title Theory…

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Medical Bills and Bankruptcy in America: Why Healthcare Hurts

Do you know the number One reason why Americans file for bankruptcy? It’s not credit card debt, or unpaid mortgages. And it has absolutely nothing to do with people being irresponsible with money, failing to save, or living beyond their means. Unpaid medical bills are the number one cause of bankruptcy in the United States. In fact, three out of…

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Bankruptcy & Taxes: Can I Escape My IRS Payment?

Benjamin Franklin famously wrote: “In this world nothing can be said to be certain, except death and taxes.” With his key and kite, Franklin was right about electricity – but was he right about taxes? If you are facing bankruptcy, you may have a heavy IRS payment hanging over your head. It’s all too easy to fall behind on your…

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