Bankruptcy and Student Loan Debt: What You Need to Know

Bankruptcy is a positive change in many people’s lives, a turning point when they begin a path to a new financial future and get rid of burdensome debt. Filing for bankruptcy can discharge debts from credit cards, car loans, and unpaid medical bills. But there’s one type of debt that is notoriously difficult to get rid of: Student Loans. Why…

Read more

You Could Be Bankrupt Overnight – Is Declaring Bankruptcy a Good Idea?

Medical bills. Credit card debt. Divorce. Life happens. You wake up one day and your financial struggles have multiplied overnight. You’re in over your head, and you know that you need help. Could declaring bankruptcy be the answer? Learn the laws, discover your options, and find out whether declaring bankruptcy could be the right choice for you. Educate yourself about…

Read more

Foreclosures in Arizona: What You Need to Know

Are you having trouble making your mortgage payments? Are you worried that the bank might foreclose on your home – but aren’t really sure how the foreclosure process even works? Every state has different laws and regulations, and there are a few things to know about foreclosures in Arizona. Title Theory & Deed of Trust Arizona is a Title Theory…

Read more

Medical Bills and Bankruptcy in America: Why Healthcare Hurts

Do you know the number One reason why Americans file for bankruptcy? It’s not credit card debt, or unpaid mortgages. And it has absolutely nothing to do with people being irresponsible with money, failing to save, or living beyond their means. Unpaid medical bills are the number one cause of bankruptcy in the United States. In fact, three out of…

Read more

Bankruptcy & Taxes: Can I Escape My IRS Payment?

Benjamin Franklin famously wrote: “In this world nothing can be said to be certain, except death and taxes.” With his key and kite, Franklin was right about electricity – but was he right about taxes? If you are facing bankruptcy, you may have a heavy IRS payment hanging over your head. It’s all too easy to fall behind on your…

Read more

What to know when filing your taxes

The deadline to file taxes is just a few days away. While some people do it early, others choose to wait right up until April 15. If you fall into this category, Pew Law Center has a few tips to make things less stressful. Be prepared It’s very important to have all of your forms in one place when filing…

Read more

What Taxpayers Should Do When Receiving A Identity Verification Letter

If you receive a Letter 5071C request from the IRS to verify your identity, the Internal Revenue Service recommends that you visit their website idverify.irs.gov for the safest and most efficient way to complete this task. This website will ask a series of questions that only the real taxpayer can answer, making it the safest way to perform this task….

Read more

Importance of having uninsured motorist insurance coverage

According to a study conducted by the Insurance Research Council in 2011, approximately 1 in 7 drivers in the United States are driving without any car insurance. Which totals to about 14 percent of licensed drivers in the U.S. that are driving although they are uninsured. This puts a heavy risk on drivers these days and the chances of you…

Read more

Fitness and Health tips for the disabled

Regular exercise is essential in maintaining an overall healthy lifestyle, no matter which disability you may have. By utilizing a regular fitness routine, you can increase your flexibility, strength, and even mobility. Regular cardiovascular activity also aids in maintaining a healthy weight, as well as lowering blood pressure and increasing blood flow to the brain. We suggest that you consult…

Read more